• The recipient receives the full amount of the transfer, free and clear of fees and other expenses,
• Transfer fees are payable in AMD only,
• The transfer commission fee for the transfer from the RA shall be paid by the customer in the RA drams.
• The transfer tariff depends on the amount of the sum and the transfer direction and can comprise from 2 - 10%

• Transfer speed - The amount is available to the recipient within 5-10 minutes. The following services are offered for an additional fee: telephone or telegraph notification, SMS delivery, issuance of checks amount,
• The maximum allowance for one transfer is 8,000 USD.

Transfer data correction and cancellation

• Changes in transfer details and cancellations of transfers are free of charge, by written request of the sender,
• Transfers are not subject to cancellation if the transfer amount has been claimed by the recipient, and the recipient refuses to return the funds,
• Corrections of errors in transfer details and cancellations of transfers are performed at the discretion of the transferring and receiving banks and within time limits set thereby,
• In case of cancellation of transfer, the sender receives the full amount of the transfer without applicable fees,
• The Bank assumes no responsibility for the return of transfer amounts if they have been claimed by and paid to the recipient,
• Please consult www.moneygram.com for service locations, tariffs and other terms and conditions,
• The Bank performs the acceptance of the transferrable amount, as well as payment of the received amount to the customer in the currency of transfer, as well as, if required, in other currency with conversion,
• At the request of the system, the amounts transferred to persons under the age of 18 are not paid.
• The Bank bears no responsibility for the consequences, resulting from the provision of the transfer code or the scan of the document by the customer to the third parties.

In MoneyGram system the sent transfer can be paid in 90 days, moreover, it is available for payment during the first 45 days, and during the next 45 days it is necessary to get the permission of MoneyGram system service center to pay the transfer. After 90 days the transfer payment becomes unavailable and the person who is making the transfer should apply to the Bank to receive the transfer back. In this case the commission is not returned.

Geography

• More than 195 countries in the world.
• The transfers are not addressed; the transfer beneficiary can receive the sum from any service center in a concrete country.

The Bank is required to provide written proof of transfer, which must contain the amount and currency of the transfer, fees and other details.

ATTENTION: Security rules