Card allows to:
Special credit terms and conditions:
Cardholders with no documented income who, within the preceding 5 months, have received at least 5 transfers on their ACBA Transfer Card through one of the Express money transfer systems with an average monthly transfer amount exceeding 60 000 AMD, are entitled to:
Cardholders with documented income are entitled to installment credits, gold pledge loans and other consumer credits at a 2% discounted annual percentage rate (does not apply for loans fully secured with monetary funds and 0% APR installment credits).
CREDIT LINE INTEREST IS CALCULATED BASED ON NOMINAL INTEREST. THE ANNUAL EFFECTIVE INTEREST RATE DISPLAYS THE ACTUAL COST OF THE CREDIT LINE IN CASE OF TIMELY PAYMENTS OF INTEREST AND OTHER FEES.
Read more about Transfer card's tariffs
How can you apply for the card
|Option I||Option II
Apply at any of our
How long does it take to get a card?
After completing the application for Card and card account at any branch of the Bank, the Card will be provided to you within 7 working days, and the card will be activated within one working day after the Card is issued.
In case of filling out the application for Card and card account online, Card order will be executed upon mutual agreement between the Bank and you.
How can you get the card
After applying for a Card in each of the above ways, you will need to visit a branch office of your choice by submitting your personal identification document and Social service number.1
1 Is fixed in the identification cards of RA citizens, stateless individuals who permanently reside in RA, identification documents of the refugees, in previously issued social security cards, as well as in the notice issued by state register conducting body or a notice on not receiving a social services number issued by the state register conducting body.